A credit report might tell you if a mer­chant can be deemed solvent or not, but it does not give you the whole picture.

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The Credit Risk Exposure Manager significantly broadens the view on the financial risks you potentially take on when on-boarding a merchant and helps you to effectively mitigate them.

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Taking the transaction volume and the business model's individual risk profile into consideration, it recommends suitable collaterals like a rolling reserve or payment delays – to make sure you still come out on top in case of an unexpected default.