Web Shield blog
News on regulation, fraud, and card scheme rules
We keep you updated on card scheme rules, fraud trends, underwriting best practices, and Web Shield products.
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Underwriting trends
Cracking the Code: Understanding Merchant Category Codes (MCCs)
Merchant Category Codes (MCCs) are four-digit codes used to categorise businesses based on their services, crucial for transaction classification and risk management.
![a combination padlock](https://cdn.prod.website-files.com/62d159f66b79874e63b1c080/66a0f74536f58cbf645967f3_Featured%20Image%20(must%20be%20greyscale)%20MCC%201080x700.jpg)
Underwriting trends
Cracking the Code: Understanding Merchant Category Codes (MCCs)
Merchant Category Codes (MCCs) are four-digit codes used to categorise businesses based on their services, crucial for transaction classification and risk management.
![a person sits at their laptop with their bank card](https://cdn.prod.website-files.com/62d159f66b79874e63b1c080/666adb6be0e580742d541ec0_Featured%20Image%20(must%20be%20greyscale)%201080x700%20VAMP.jpg)
Chargebacks
Visa reVAMPs chargeback monitoring
Visa’s updated monitoring framework enhances fraud, dispute, and risk management effectiveness.
![A law book](https://cdn.prod.website-files.com/62d159f66b79874e63b1c080/664cb6e5d0df9f3c16e15b18_crypto%20compliance%20essentials%20featured.jpg)
The crypto compliance essentials: insights for enterprises of all sizes
Navigating crypto compliance is crucial for all businesses to avoid significant penalties and ensure regulatory adherence.
![bunch of cards laying down](https://cdn.prod.website-files.com/62d159f66b79874e63b1c080/65f459b0afdfb140d915ef5f_Featured%20Image%20(must%20be%20greyscale)%201080x700%20%20VIRP%20price%20change.jpg)
Regulation round-up
Visa Integrity Risk Program European pricing changes
Acquiring banks face policy changes, including doubled registration fees and additional Visa fees, as part of Visa's compliance overhaul from April 1, 2024.
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Regulation round-up
Crack the underwriting code with Mission Compliance
"Mission Compliance" is a guide for underwriters, providing insights and strategies on payment ecosystems and fraud prevention in merchant accounts.
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Web Shield update
Navigating global crypto compliance amid regulatory shifts
A deep dive into how to be compliant with local laws and industry regulations as a crypto merchant.
![A man holds a bank card](https://cdn.prod.website-files.com/62d159f66b79874e63b1c080/655c561e179b5f98bd47ae4f_Featured%20Image%20(must%20be%20greyscale)%201080x700%20Africa.jpg)
Regulation round-up
Innovations shaping Africa's payment sector
Web Shield looks into the changes within the payment industry in Africa with insights from Absa's Amy Green.
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Regulation round-up
Mastercard's August/September 2023 BRAM program updates
Web Shield explores the latest trends, updates and reminders from Mastercard's August/September BRAM update.
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Regulation round-up
Risk culture 15 years on from the financial crisis
We take the temperature on organisational and risk culture and how it has evolved since the 2008 financial crisis.
Get deeper insights into card scheme compliance
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