Take informed on-boarding decisions, regardless if you are dealing with a card-not-present, face-to-face, Mail Order and Telephone Order (MOTO) or micro merchant.
As an online research tool, InvestiGate is ideal for underwriting eCommerce merchants. That doesn't mean it only works for them. Nowadays, the vast majority of merchants (intentionally or unintentionally) have an online presence that can be investigated.
Through its integration of open source intelligence gathering and third party information providers, InvestiGate can cope with any type of merchant.
No matter if you just want to investigate some special cases, or make InvestiGate part of your everyday risk management process - we got you covered.
For single merchants, the InvestiGate user interface guides you through the necessary steps of creating a case file, with a batch upload you can transfer your entire merchant portfolio to our platform, and for a more immediate integration, we can provide you with API access.
No more than seven minutes after entering a merchant's data and website, InvestiGate issues a preliminary risk score.
This serves as orientation for the overall on-boarding risk, and lays out a clear-cut underwriting path for you. Every red flag you review in the process makes the score more accurate.
Any time during the course of underwriting, you can add additional investigate modules to your InvestiGate case file.
Fine-tune your research with investigative modules, built to address your organisation's specific needs.
After working through an InvestiGate case file, you usually know a lot about the merchant in question.
This knowledge will help you take the appropriate measures and decisions to keep your portfolio profitable.
Of course, the journey does not end at on-boarding: Through InvestiGate, you can immediately set up an appropriate monitoring regime for the merchant and their websites.
Web Shield is an official member of Mastercard's MMSP program. This means, as a principal member, you benefit from BRAM and Transaction Laundering Safe Harbor.
Although Visa does not currently offer a robust Safe Harbor program, all of our solutions take their GBPP into account in their risk assessment methodology.
InvestiGate reveals previously unknown relationships: Entities clustered around directors, UBOs or even addresses.
InvestiGate’s optional underwriting checklist lets you tick of the right boxes and highlights the tasks still on the table.
Gain access to our ever-growing virtual presence database. An interactive map ensures you know where a merchant really resides.
Review the current business-related recommendations by the card schemes and modify crawling routines for special business types.
Verify if merchants properly inform customers about their terms and conditions or correctly disclose their contact details.
Audit Trail ensures every decision can be traced back to an individual and guarantees accountability throughout the underwriting process.
SiteAlert notifies you about any hit on our verified crowdsourced warning list or blacklist.
License Verification automatically matches the merchant's name against the associated whitelists and lets you upload the relevant license.
Knowing the precise history of events allows you to reconstruct compliance issues, spot recurring patterns in merchant behaviour and more.
Uncover previously unknown merchant websites potentially used for transaction laundering.
Instantly review historical data, gathered during more than five years of merchant underwriting.
Match natural persons and companies against sanctions, PEP, terrorist and adverse media lists.
Independently verify corporate documents and ownership information.
Request credit reports directly through InvestiGate and integrate their results into your case file.
Precisely calculate the default risk and get guidance concerning the appropriate amount of collateral.
Reliably locate a merchant's principal place of business.
Screen restricted member areas for content violations.
Leverage our experience and get a false positive cleared or completely serviced case file.
Automatically identify the right Merchant Category Code for every website in your portfolio.
Test our solutions with real-life cases - and see how they compare.Request a Trial